Eccentric lottery winner Charles, living alone on a remote island, tries to make his dream come true by hiring his favorite musician, Herb McGwyer, to play an exclusive private concert. Unbeknownst to Herb, Charles has also hired Herb’s former bandmate and girlfriend, Nell, and her new husband to perform his old favorites. As tempers flare and old tensions resurface, stormy weather traps them all on the island and Charles desperately searches for a way to save his dream concert.